🏠 How 4-Point Inspection Issues Can Delay Your Closing in Tampa Bay

In Florida, especially in regions like Pinellas, Pasco, and Hillsborough counties, 4-point inspections are often required by insurance companies for homes over 25 years old. These inspections assess four critical systems: roofing, electrical, plumbing, and HVAC. Issues uncovered during these inspections can lead to delays in the closing process.

🔍 Common Issues That Cause Delays

1. Roofing Problems: Signs of leaks, aging materials, or inadequate repairs can be red flags.

2. Electrical Concerns: Outdated panels, improper wiring, or lack of grounding can pose safety hazards.

3. Plumbing Deficiencies: Leaky pipes, outdated materials, or water heater issues can be problematic.

4. HVAC System Failures: Non-functional units or systems not up to code can be deal-breakers.

These issues can lead to insurance companies refusing to provide coverage, which is often a requirement for mortgage approval, thereby delaying the closing process.

✅ How to Prevent Delays

• Pre-Inspection: Consider having a 4-point inspection done before listing your home to identify and address potential issues early.

• Hire Qualified Inspectors: Ensure that the inspection is conducted by licensed professionals familiar with local codes and requirements.

• Prompt Repairs: Address any identified issues promptly to prevent last-minute surprises.

By taking these proactive steps, sellers can facilitate a smoother transaction, and buyers can proceed with greater confidence.

For professional 4-point inspections in Pinellas, Pasco, and Hillsborough counties, contact us at 727-599-1175.